Generally, no. A typical car insurance policy only covers repairs to your vehicle if they're related to some kind of accident. You likely won't be covered if your engine simply has a mechanical failure or other malfunction.Apr 20, 2021
Would insurance cover a blown engine?
Typically, car insurance does not cover engine failure, even if you have full coverage. The exception is if the mechanical problem or blown engine can be directly linked to a covered claim. ... None of these coverages include mechanical problems or a blown engine because of normal wear and tear.Sep 2, 2021