Is a Cat N car more expensive to insure? It's not uncommon to find that it's more expensive to insure a previously written off car compared to a non-damaged vehicle. With some insurers, your premiums are likely to be higher and there are companies that will just refuse to provide cover.
Are Cat N cars difficult to insure?
Getting insurance for a Category N write-off shouldn't be difficult or overly expensive. Some insurers offer specific cover for Category N cars and others will simply insure them as non-written-off cars, so it's worth getting some quotes to compare prices.Apr 3, 2019
How much does Cat N devalue car?
How much does Cat N devalue a car? You can likely knock between 20-40% off the value of a Cat N car compared to one that has no recorded damage, although the value has a lot to do with how well the car was repaired and what type of car it is.
How much value does a cat N car lose?
Even if a Cat N car has been repaired competently and to a flawless standard, it will likely see somewhere between a 20% and 40% decrease in sale value, compared to a similar model of the same age, condition and mileage.