Best CD rates for March 2021.
Only individuals who are US citizens or permanent residents of the USA can open online accounts.Individual and joint ownership accounts can only be opened.There are no online accounts for Beneficiary, Trustee, or Businesses.
After you open your CD account, there is a minimum initial funding transaction of $500.Any funding transaction below this amount will not be applied to your account.The CD will be locked to any additional funding transactions until it matures, after which you can only make one funding transaction.You can deposit any amount above the minimum balance required.
eAccess CDs can be renewed at maturity.If you withdraw funds from the account at maturity during the grace period, you can prevent renewal by calling our Client Care department.After final maturity, interest will accrue for up to ten days.The rate paid on a renewed account will be the same as the interest rate.The renewal term will be the same as the original term.The same interest rate will be offered on new time deposits with the same term, minimum balance and other features as the original time deposit.
You will be subject to an early withdrawal penalty if you withdraw principal before the maturity date.After it is credited to your account, interest may be withdrawn at any time.Third party payment of checks is not allowed.The account will be closed if you withdraw less than the full amount in your CD.
withdrawal of principal at any time and for the full amount in your account without an early withdrawal penalty will close your CD.
The funds will be paid out in the form of an official Bank Check made payable to the owner of the account and sent via First Class mail.
If you open an eAccess Money Market Account, you can earn a rate of 0.395% and an APY of.40 on balances between $0 to $2,000,000.Interest won't be earned on balances over $2,000,000.Your interest rate and APY can change at any time.There are no check-writing or debit card capabilities in this account.The account is called an Electronic Transfer Only account.Cash deposits are not permitted in the form of ACH direct deposit, incoming wire transfer, paper check, or electronic check.A transfer from or check drawn against an existing Investors Bank account is required to make a deposit to this account.You can only withdraw from this account via online banking.Paper checks, ATM/POS, branch, and electronic checks are not allowed to be used for withdrawals.After the initial deposit, subsequent ACH deposits and withdrawals are subject to an aggregate amount of $250,000 for incoming and outgoing transfers combined per customer per month.Account can only be opened online and accessed via Mobile Banking, and cannot be transacted in a branch.Fees can reduce earnings.Complete details should be reviewed during the online application process.Open an eAccess 6 Month No-Penalty Certificate of Deposit and you can earn a rate of 0.396% and an APY of 0.40%.This is a fixed rate product, current rate shown as of 6/27/2020 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date.To open this account, you need to deposit $500.00.If funds are not received within 15 days, your CD will be closed due to lack of funding.Cash deposits are not allowed to be deposited into this account.The account does not allow additional deposits after the initial minimum deposit is made.Withdrawals can be made without penalty after 6 calendar days from account opening, but they will be subject to a penalty of 7 days simple interest.You can't partial withdraws from this account, any withdrawal will close your account prior to its maturity date, which may reduce your earnings and APY.The account will be renewed at maturity.There is a 10 day grace period after the maturity date.You can change your term and additional funds can be deposited during the Grace Period.You can prevent renewal if you withdraw funds from the account at maturity or within 10 days after maturity.The renewal term will be the same as the original term.The same interest rate will be offered on new time deposits with the same term, minimum balance and other features as the original time deposit.eAccess 6 Month No-Penalty CD accounts can only be opened online and accessed via Online and Mobile Banking, and cannot be transacted in a branch.Fees can reduce earnings.Complete details should be reviewed during the online application process.If you open an eAccess 10 month certificate of deposit, you can earn a rate of 0.396% and an APY of 0.40%.This is a fixed rate product, current rate shown as of 6/27/2020 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date.To open this account, you need to deposit $500.00.If funds are not received within 15 days, your CD will be closed due to lack of funding.Cash deposits are not allowed to be deposited into this account.The account does not allow additional deposits after the initial minimum deposit is made.There will be an early withdrawal penalty of 90/180 days if you withdraw principal before the maturity date.The account will be renewed at maturity.There is a 10 day grace period after the maturity date.You can change your term, additional funds can be deposited and you can withdraw funds without paying an early withdrawal penalty during the Grace Period.You can prevent renewal if you withdraw funds from the account at maturity or within 10 days after maturity.The renewal term will be the same as the original term.The same interest rate will be offered on new time deposits with the same term, minimum balance and other features as the original time deposit.eAccess 10 Month CD accounts can only be opened online and accessed via Online and Mobile Banking, and cannot be transacted in a branch.Fees can reduce earnings.Complete details should be reviewed during the online application process.
If you open an eAccess Money Market Account, you can earn a rate of 0.395% and an APY of.40 on balances between $0 to $2,000,000.Interest won't be earned on balances over $2,000,000.Your interest rate and APY can change at any time.There are no check-writing or debit card capabilities in this account.The account is called an Electronic Transfer Only account.Cash deposits are not permitted in the form of ACH direct deposit, incoming wire transfer, paper check, or electronic check.A transfer from or check drawn against an existing Investors Bank account is required to make a deposit to this account.You can only withdraw from this account via online banking.Paper checks, ATM/POS, branch, and electronic checks are not allowed to be used for withdrawals.After the initial deposit, subsequent ACH deposits and withdrawals are subject to an aggregate amount of $250,000 for incoming and outgoing transfers combined per customer per month.Account can only be opened online and accessed via Mobile Banking, and cannot be transacted in a branch.Fees can reduce earnings.Complete details should be reviewed during the online application process.Open an eAccess 6 Month No-Penalty Certificate of Deposit and you can earn a rate of 0.396% and an APY of 0.40%.This is a fixed rate product, current rate shown as of 6/27/2020 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date.To open this account, you need to deposit $500.00.If funds are not received within 15 days, your CD will be closed due to lack of funding.Cash deposits are not allowed to be deposited into this account.The account does not allow additional deposits after the initial minimum deposit is made.Withdrawals can be made without penalty after 6 calendar days from account opening, but they will be subject to a penalty of 7 days simple interest.You can't partial withdraws from this account, any withdrawal will close your account prior to its maturity date, which may reduce your earnings and APY.The account will be renewed at maturity.There is a 10 day grace period after the maturity date.You can change your term and additional funds can be deposited during the Grace Period.You can prevent renewal if you withdraw funds from the account at maturity or within 10 days after maturity.The renewal term will be the same as the original term.The same interest rate will be offered on new time deposits with the same term, minimum balance and other features as the original time deposit.eAccess 6 Month No-Penalty CD accounts can only be opened online and accessed via Online and Mobile Banking, and cannot be transacted in a branch.Fees can reduce earnings.Complete details should be reviewed during the online application process.If you open an eAccess 10 month certificate of deposit, you can earn a rate of 0.396% and an APY of 0.40%.This is a fixed rate product, current rate shown as of 6/27/2020 and may change at any time, the rate set on your account will be the effective rate for this product on the account opening date.To open this account, you need to deposit $500.00.If funds are not received within 15 days, your CD will be closed due to lack of funding.Cash deposits are not allowed to be deposited into this account.The account does not allow additional deposits after the initial minimum deposit is made.There will be an early withdrawal penalty of 90/180 days if you withdraw principal before the maturity date.The account will be renewed at maturity.There is a 10 day grace period after the maturity date.You can change your term, additional funds can be deposited and you can withdraw funds without paying an early withdrawal penalty during the Grace Period.You can prevent renewal if you withdraw funds from the account at maturity or within 10 days after maturity.The renewal term will be the same as the original term.The same interest rate will be offered on new time deposits with the same term, minimum balance and other features as the original time deposit.eAccess 10 Month CD accounts can only be opened online and accessed via Online and Mobile Banking, and cannot be transacted in a branch.Fees can reduce earnings.Complete details should be reviewed during the online application process.