yes you can find who used your credit or debit card . Theoretically, while it is possible to track such people down in reality it WON'T happen. Credit card fraud is MASSIVE. Card issuers account for this as part of the cost of doing business.
Can the bank trace a transaction?
By tracing an unknown transaction on a bank statement, you may be able to get your money back if the problem is due to a scam or identity theft.23 Aug 2021
How do banks investigate unauthorized transactions?
How Do Banks Investigate Fraud? Bank investigators will usually start with the transaction data and look for likely indicators of fraud. Time stamps, location data, IP addresses, and other elements can be used to prove whether or not the cardholder was involved in the transaction.21 Nov 2021
How do I get my money back from unauthorized transactions?
If the transaction involved a merchant, it's also a good idea to contact the merchant and dispute the purchase. The merchant may refund your purchase if the bank doesn't. When contacting your bank, you should call the number on the back of your ATM card.12 Mar 2021
Can a bank refuse to refund Unauthorised transaction?
It can only refuse a refund if: it can prove you authorised the transaction however, your bank can't simply say that the use of your password, card or PIN proves you authorised a payment.18 Apr 2016
Can the bank refund my money if I was scammed?
Contact your bank immediately to let them know what's happened and ask if you can get a refund. Most banks should reimburse you if you've transferred money to someone because of a scam. If you can't get your money back and you think this is unfair, you should follow the bank's official complaints process.
How long do banks investigate unauthorized transactions?
Typically bank fraud investigations take up to 45 days.21 Nov 2021
Do banks actually investigate?
Do Banks Really Investigate Disputes? Yes. They do so as a protection service for their customers so that they don't have to worry about the ever-increasing sophistication of fraud.21 Nov 2021
What does it mean when your bank account is under investigation?
Banks regularly monitor accounts for suspicious or illegal activity. If your account raises some red flags, it will be frozen and put under investigation until the issue can be resolved. When your account is frozen, you will not be able to use it at all to withdraw money or make payments.
How do I know if my bank account is being monitored?
- Small unexplained payments.
- Unexpected notifications from your bank.
- A call claiming to be your bank demands information.
- Large transactions empty your bank account.
- You learn your account has been closed.