1-2 of 2 Answers Yes, or you can just put it on your card and pay monthly - No down payment needed. But you do need to have good enough credit to open a credit card with Best Buy and be approved enough credit to afford the PC.12 May 2019
What credit score is needed for Best Buy financing?
In general, you'll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you'll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly.13 Jan 2022
Is there a payment plan for laptops?
In response to buyers' needs, a number of retailers offer financing plans that make expensive laptops more affordable, as long as you can pay over time. Here's a list of pros and cons that come with financing a laptop, as well as the financing services provided by large retailers.14 Aug 2017
Can you finance something at Best Buy with no credit?
No, you cannot get a Best Buy® Credit Card with no credit. The Best Buy® Credit Card requires good credit or better (a score of 700 for approval. It will take time, and an established payment history with at least fair credit (a score of 640+) in order to have a shot at approval.27 Aug 2021
Can you make payments on Best Buy purchases?
Financing your purchase at Best Buy. What you need to know. You must make a monthly payment. If you have any questions or if you have multiple purchases and would like to direct how your payment is applied across those multiple purchases, call Citibank at 1-888-574-1301.
Can I Finance a Laptop with No Credit? Yes, all of the types of financing we've reviewed allow laptop financing with limited or no credit history. Having no credit is different than having bad credit, and someone with bad credit will generally face tougher lending requirements than someone with no credit.12 Oct 2020
Can I pay monthly for Microsoft laptop?
A Citizens Pay Line of Credit lets approved customers make purchases at Microsoft Store for a low monthly price and no upfront cost. Each Klarna One-time card then follows its own payment plan that you can pay and manage in the Klarna app or on Klarna.com.
Does Best Buy do a hard pull for financing?
Yes, the Best Buy Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. A hard pull usually causes an applicant's credit score to drop by 5-10 points.
Who does Best Buy finance through?
The My Best Buy Visa Card is a general use credit card issued by Citibank that can be used anywhere and gets 5%-6% rewards on Best Buy purchases, 3% on gas purchases, 2% on grocery and dining purchases, and 1% on everything else. You need fair credit or better to get approved for a My Best Buy card.