If you don't pay your credit card bill, expect to pay late fees, receive increased interest rates and incur damages to your credit score. If you continue to miss payments, your card can be frozen, your debt could be sold to a collection agency and the collector of your debt could sue you and have your wages garnished.7 Jan 2022
Can you go to jail for not paying credit cards?
You cannot be arrested or go to jail simply for being past-due on credit card debt or student loan debt, for instance. If you've failed to pay taxes or child support, however, you may have reason to be concerned.1 Feb 2021
How do I get away with not paying credit card debt?
- Find a payment strategy or two.
- Consider debt consolidation.
- Work with your creditors.
- Seek help through debt relief.
Is unpaid credit card a criminal case?
Failure to pay credit card debt is not a crime in the United States. A crime is defined as an act or omission in violation of a law forbidding or commanding it and for which penalties are imposed by the state. One of said penalties include imprisonment.