If you drive but don't own a car, a non-owner insurance policy provides liability coverage for bodily injury and property damage. It doesn't cover damages to the vehicle or your own injuries after an accident. However, it does cover you if you're liable for damages or injuries in an accident.
How do I insure a car that is not in my name?
If you're looking for the easiest way to insure a car that's not in your name, you can add the owner of the vehicle to your insurance policy as an additional interest. When you do this, your premiums will not increase as it merely states someone else's insurable interest.2 Jun 2020
Can I insure a car if someone else owns it?
Can I insure a car that's already insured by someone else? Yes, you can insure yourself on a car that's already insured by another driver, but you might not want to. If you and someone else are both insuring a car separately, you might be paying more than is necessary.27 Aug 2021
Can you insure a vehicle that is not in your name?
Generally, no. A person cannot get an auto insurance policy on a car that they do not legally own unless they can prove to the insurance company that they have an insurable interest in the vehicle.5 Jul 2021