Does Blue Cross Blue Shield cover cataract surgery?
Does Blue Cross Blue Shield cover cataract surgery?
Cataract surgery is considered a medically necessary procedure and is covered by Blue Cross Blue Shield Association plans. However, Blue Cross Blue Shield plans only cover cataract surgery using the monofocal intraocular lens.
Private insurance for cataract surgery is usually quite comprehensive but also quite variable. In most instances, private insurances cover a portion, if not all, of the Cataract Surgeon Fee, the Facility Fee, the cost of a Monofocal Lens Implant and the necessary follow up care after your Cataract Surgery.
What insurance covers cataract surgery?
Since cataract surgery is considered a medically necessary procedure, the cost of cataract surgery is largely covered by private insurance or Medicare, the latter of which covers most patients. Medicare is the U.S. federal health insurance program that covers people aged 65 and older.
Are cataracts covered under medical or vision insurance?
Vision insurance does not typically cover cataract surgery. However, the procedure is seen as medically necessary, so most private health insurance companies will partially, or entirely, cover basic cataract surgery.
Is cataract covered under insurance?
With one in six people over age 40, and more than half of people over age 80 having cataracts, you will be relieved to know that, yes, cataract surgery is generally covered by insurance.
Does blue vision cover cataract surgery?
Regular Eye Exams & Necessary Surgery For example, retinal imaging can be performed during your regular eye exam, and Blue View pays up to $39. Blue View Vision does not cover other types of vision surgery, including cataract surgery, vitrectomy, or other types of laser surgery that do not treat refractive errors.
Does Medibank Private cover cataract surgery?
As cataract surgery is covered by Medicare, public patients will pay little or nothing for the procedure. According to Medibank data, about half of those going through the private system are met with out-of-pocket costs.