If you are aged 25 or over, then in a majority of cases we will cover you to drive other cars, although there are some exceptions to this rule, for example some occupations won't be covered. When you're getting a quote, we'll tell you before you buy whether driving other cars is included.
What is 1st central value?
1st Central Value A standard policy covering the cost of repairing or replacing the car, spare parts and accessories, legal cover if the policyholder is legally responsible for the death or injury of someone else, a courtesy car, replacement keys and locks.
Who are first central services?
We're First Central Insurance & Technology Group (First Central for short), an award-winning innovative insurance and technology organisation, delivering market-leading motor insurance, underwriting, distribution, finance, technology and legal services.
Do 1st Central cover Northern Ireland?
Yes we do. We cover drivers based in Northern Ireland.
Does claiming windscreen affect no claims 1ST Central?
Don't worry, making a windscreen claim won't be logged as a claim and won't affect your No Claims Discount.
Are windscreen repairs covered by insurance?
Will Insurance Cover Windshield Replacement? Yes, if your windshield is required to be replaced because of damage from a rock or other debris, it will be covered under additional types of policies.
What is covered 1ST Central?
1ST CENTRAL Premier is a car insurance product offered by 1ST CENTRAL, which includes Breakdown Cover and Legal Expenses Cover as standard. The Breakdown Cover is provided by the RAC. The Legal Expenses Cover is provided by Coplus. See what features are included in our Legal Expenses Cover.
Does breakdown cover include windscreen?
Your comprehensive car insurance may include windscreen cover as standard. If it's on your policy, you'll be covered for: Repairing any chips or cracks. Replacing a windscreen or other windows.Aug 9, 2018
What is excluded from comprehensive coverage?
Comprehensive. High winds cause flying debris that damages your car. Comprehensive coverage includes all perils, except for collision, or upset of the automobile, or damage caused by theft by a person residing with your or who repair your car.
What does comprehensive physical insurance cover?
Comprehensive coverage This includes damage caused by things like vandalism, hail, falling objects (like a tree branch or boulder), fire, theft, lightning, windstorms, animals, and earthquakes. You'll need comprehensive coverage if a rock hits your windshield or a tree branch falls and dents your hood.
Does comprehensive cover all damage?
Collision coverage can help cover the costs associated with damage to your vehicle from an accident, regardless of who is at fault. Comprehensive coverage may cover damages from risks or perils such as theft, vandalism, hail, and flying debris.
Do I lose my no claims bonus for windscreen replacement?
No, with LV= car insurance, windscreen claims don't affect your no claim discount. For example, if you get a chip in your windscreen and it needs to be repaired or replaced, you'll have to pay an excess - but you won't lose any of your NCD.
Does First Central cover windscreen?
If your windscreen has been damaged and needs repairing or replacing, we'd be happy to help. All our Comprehensive policies (except our 1ST CENTRAL Value policy) provide windscreen cover as standard.