PayPal purchase protection is free, also because in virtually all cases buyer can get your money back through their own credit card company. Purchase protection of PayPal is meaningful for the buyer only if the source of the money in their PayPal account is direct debit from, wire transfer, or another PayPal account.
Will PayPal cover me if I get scammed?
When something goes wrong with your eligible transactions, PayPal Buyer Protection has you covered. Get a full refund if an eligible order isn't significantly as described, or doesn't arrive at your doorstep.
Can you get your money back from PayPal if you get scammed?
If you paid for something via PayPal, but the item never arrived, or you suspect fraud, you can cancel the payment on your own. In case the payment is pending for more than 30 days, the amount will be automatically refunded to your account.
Are PayPal payments protected?
Buyer Protection ensures you get what you pay for. When something goes wrong with your eligible transactions, PayPal Buyer Protection has you covered. Get a full refund if an eligible order isn't significantly as described, or doesn't arrive at your doorstep.
Does PayPal protection cover private purchases?
You're Protected If: This may mean someone has used your PayPal account without your knowledge or approval. Report it within 60 days and PayPal will investigate. You will be covered by our $0 Liability for Eligible Unauthorized Transactions program.