Whether your car insurance company will pay for a car totaled in a driving under the influence (DUI) accident rests on the wording of your policy agreement. In some situations, the insurer will deny coverage because you were partaking in illegal activity. In others, the insurer may cover the damages.
What happens if you crash your car while drunk?
Penalties for Accidents While Driving Drunk This means you will likely face thousands of dollars in fines, loss of driving privileges, and jail or prison time. ... Victims of car accidents caused by drunk drivers can seek restitution and are often due compensation for any injuries.2016-03-14
Will insurance pay out if the driver was drunk?
Will drinking and driving invalidate my car insurance policy? It depends on the situation. It won't necessarily fully invalidate your policy. But if you have an accident while you've been drinking, you might find your insurance provider won't pay out for any injuries you suffer or repairs to your vehicle.2021-11-19