How do I choose between a school with great programs and barely affordable living costs VS one with far less opportunities but a low cost of living I am torn between UBC and Concordia already go to Concordia and

How do I choose between a school with great programs and barely affordable living costs VS one with far less opportunities but a low cost of living I am torn between UBC and Concordia already go to Concordia and

Think of the future.Which programs will benefit you the most?Make a list of pros and cons then decide.