Netspend lets cardholders overdraw their accounts, but only if they have previously enrolled in its overdraft protection service. Otherwise, Netspend does not allow you to go over the amount authorized on your card.
Are you automatically enrolled in overdraft protection?
The bank may still automatically enroll you in an overdraft-protection plan to cover checks and electronic bill payments. That means unless you keep tabs on your balance, you could still be forced to pay a hefty fee—or fees. ... Many banks set a $5 minimum, but some charge a fee if you're overdrawn by even a penny.
How much can you overdraft on netspend all access?
How Netspend's Overdraft Protection Service Works. Once enrolled in its overdraft service, Netspend offers a free purchase cushion or overdraft buffer of $10. That means the cardholder will not immediately incur the typical overdraft charge of $20 if they go over the amount on his card.