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Bob's Way to Pay has several financing and lease-to-own options.It's time to start loving your furniture.You can get quick access to My Bob's Card Credit option by Wells Fargo, Fortiva Retail Credit, and Vive Financial.You can pre-qualify for My Bob's Card without affecting your credit score.My credit score is less than perfect.You can apply online for My Bob's No Credit Needed option.This can only be used for in-store purchases.My Bob's Financing does not require a down payment.Our primary and secondary finance partners provide My Bob's Card with a revolving line of credit.My Bob's Card is issued by Wells Fargo Bank.We have the primary financing option.You can use the revolving credit line immediately if approved.Wells Fargo Bank issued my Bob's card.We have the primary financing option.You can use the revolving credit line immediately if approved.Special financing with approved credit is available for purchases of $2500 or more.There is a special rate of 9.99% with 30 equal monthly payments and a minimum purchase of $2,500.If you want to pay the purchase balance in full within 30 months, this is the option for you.The Bob's Discount Furniture credit card is issued by Wells Fargo Bank.Special terms apply to purchases of $2500 or more at participating merchants.30 monthly payments equal to 3.7984% of the original special terms balance are required for the qualified purchase.No additional charges are or will be added to the account if required monthly payments are made on the due date, and no other balances are currently carried.The number of payments or the final payment amount could be different from the advertised terms if your actual account activity is different than the assumptions used.The special terms will remain in effect until all purchases are paid in full.If you use the card for other transactions, the late payment fee will be applied to the APR for Purchases.The rate for purchases is 28.99% for new accounts.The minimum interest charge is $1.00 if you are charged interest on any billing cycle.The information is accurate but subject to change.Call us at 1-800-431-5921 for current information.The offer ends on 12/31/2021.Special financing with approved credit is available for purchases of $1200 or more.If paid in full within 12 months, there is no interest.If the purchase balance is not paid in full within the promotional period, interest will be charged to your account.For orders over $1200.If you want to pay the purchase balance in full within a year, this is the option for you.The Bob's Discount Furniture credit card is issued by Wells Fargo Bank.Special terms apply to purchases of $1200 or more charged with approved credit at participating merchants.During the promotional period, minimum monthly payments are required.If the purchase balance is not paid in full within the promotional period, interest will be charged to your account.The purchase balance will not be paid off before the end of the promotional period.The rate for purchases is 28.99% for new accounts.The minimum interest charge is $1.00 if you are charged interest on any billing cycle.The information is accurate but subject to change.Call us at 1-800-431-5921 for current information.3.6 months of special financing with approved credit on any purchase over $400.If it is paid in full within 6 months, there is no interest.If the purchase balance is not paid in full within the promotional period, interest will be charged to your account.For orders over $400.If you want to pay the purchase balance in full within 6 months, this is the option for you.Wells Fargo Bank is the issuer of the Bob's Discount Furniture credit card.Special terms apply to purchases of $399 or more charged with approved credit at participating merchants.During the promotional period, minimum monthly payments are required.If the purchase balance is not paid in full within the promotional period, interest will be charged to your account.The purchase balance will not be paid off before the end of the promotional period.The rate for purchases is 28.99% for new accounts.The minimum interest charge is $1.00 if you are charged interest on any billing cycle.The information is accurate but subject to change.Call us at 1-800-431-5921 for current information.One of our secondary financing options is My Bob's Card by Fortiva Retail Credit.You can use the revolving credit line immediately after credit approval.There are special financing programs available.Fortiva Retail Credit is a secondary financing option for my Bob's Card.You can use the revolving credit line immediately after credit approval.There are special financing programs available.One of our secondary financing options is My Bob's Card by Vive Financial.You can use the revolving credit line immediately after credit approval.There are special financing programs available.My Bob's Card is a secondary financing option.You can use the revolving credit line immediately after credit approval.There are special financing programs available.If you pre-qualify for My Bob's Card, you won't affect your credit score.If you pre-qualify for My Bob's Card, you won't affect your credit score.My Bob's No Credit Needed option allows you to finance or lease furniture.Easy application process Flexible payment terms available Use immediately for in-store purchases onlyProgram varies from state to state.To view eligible program in your area, click Apply Now.Credit history may be checked if approval is possible without a score.It is subject to approval and verification.Information from credit bureaus is obtained by Progressive Leasing.Some applicants are not approved.American First Finance is the servicer for the loans that were originated by the bank.What is a pre-Qualification?Pre-Qualification can be used to see if you qualify for one of My Bob's Cards.You will receive a decision instantly without impacting your credit score if you submit just a few pieces of information.Will this affect my credit score?No.Checking to see if you are pre-qualified does not affect your credit score.A hard credit inquiry can affect your credit score if you are pre-qualified for an account.I know my credit is good, but what if I didn't get pre-qualified?A little more information could make a difference when this happens.Pre-qualification uses limited information to pre-qualify you for credit and lets you know how much you can borrow, using basic credit information.Additional financial information provided in your application will be used by our lenders to make a credit decision.Is my information safe?Your customer information is sent directly to our financial lenders where it is used and protected according to federal privacy laws.Click here to view our full privacy policy.Special financing is something.You can buy now and pay later over time with special financing.Special financing plans are available to learn.Click here to learn more about our special financing options.What is a revolving credit line?My Bob's Card is a revolving credit account that can be used for purchases as long as the account remains open and there is enough credit to cover your purchase.Your available credit line decreases after a purchase is made.Your available credit line increases as you pay down the balance.Is a down payment required?No.Special financing does not require a down payment.How long does my account last?An account with no balance will be open for 18 months.The account may be closed after 18 months.If your account is closed, you can apply for a new account.When will I receive my card?After the application is approved, you will receive your My Bob's Card.You can use your account immediately either online or in-store, by saving the account number that is provided to you upon application approval and using it during checkout.Is it possible for me to make a payment on my My Bob's Card account?The program does not allow us to process your payment.You can submit payments which are listed on your bill.Is it possible to pay off my credit card account early?You can pay your balance in full at any time.I don't have a lot of credit history or have bad credit, are there any other options?No worries!The No Credit Needed Payment option includes lease-to-own options through other providers.Click here to learn more.
Bob's Way to Pay has several financing and lease-to-own options.It's time to start loving your furniture.
Wells Fargo Bank issued my Bob's card.We have the primary financing option.You can use the revolving credit line immediately if approved.
Wells Fargo Bank issued my Bob's card.We have the primary financing option.You can use the revolving credit line immediately if approved.
There is a special rate of 9.99% with 30 equal monthly payments.
If paid in full within 12 months, there is no interest.If the purchase balance is not paid in full within the promotional period, interest will be charged to your account.There are no words for it.
If it is paid in full within 6 months, there is no interest.If the purchase balance is not paid in full within the promotional period, interest will be charged to your account.*
Fortiva Retail Credit is a secondary financing option for my Bob's Card.You can use the revolving credit line immediately after credit approval.There are special financing programs available.
Fortiva Retail Credit is a secondary financing option for my Bob's Card.You can use the revolving credit line immediately after credit approval.There are special financing programs available.
Vive Financial has a secondary financing option called My Bob's Card.You can use the revolving credit line immediately after credit approval.There are special financing programs available.
My Bob's Card is a secondary financing option.You can use the revolving credit line immediately after credit approval.There are special financing programs available.
Financing or lease to own quality furniture is possible with my No Credit Needed option.
Approval is not based on credit score for States eligible with our partners.Program varies from state to state.To view eligible program in your area, click Apply Now.Credit history may be checked if approval is possible without a score.It is subject to approval and verification.Information from credit bureaus is obtained by Progressive Leasing.Some applicants are not approved.American First Finance is the servicer for the loans that were originated by the bank.
Pre-Qualification can be used to see if you qualify for one of My Bob's Cards.You will receive a decision instantly without impacting your credit score if you submit just a few pieces of information.
No.Checking to see if you are pre-qualified does not affect your credit score.A hard credit inquiry can affect your credit score if you are pre-qualified for an account.
A little more information could make a difference when this happens.Pre-qualification uses limited information to pre-qualify you for credit and lets you know how much you can borrow, using basic credit information.Additional financial information provided in your application will be used by our lenders to make a credit decision.
Your customer information is sent directly to our financial lenders where it is used and protected according to federal privacy laws.Click here to view our full privacy policy.
You can buy now and pay later over time with special financing.Special financing plans are available to learn.Click here to learn more about our special financing options.There is a section for my bob's card section.
My Bob's Card is a revolving credit account that can be used for purchases as long as the account remains open and there is enough credit to cover your purchase.Your available credit line decreases after a purchase is made.Your available credit line increases as you pay down the balance.
No.Special financing does not require a down payment.