How do I use my Visa, Mastercard, or American Express gift card?

American Express gift cards are pre-paid and can be used for in-store and online shopping.You used to have to register to use your American Express gift card online.That is no longer the case.

The same process will be used to make your purchases with an American Express gift card.You would enter in your name, billing and shipping addresses, the gift card number, card expiration date, and the 4-digit security code on the front of the card.

If there is insufficient funds on your American Express Gift Card, your purchase will not be approved.Unless the online merchant allows splitting the charges over multiple payment cards, you have to make sure that your purchase is for an amount equal to or under the balance available on your gift card.

There are important tips to keep in mind when using your American Express Gift Card.

You can check your balance on the AMEX Gift Card at any time by going online to AmexGiftCard.com/Balance and entering the card number and the security code, or by calling Amex Customer Service.

If there is insufficient funds on your American Express Gift Card, your purchase will not be approved.Unless the online merchant allows splitting the charges over multiple payment cards, you have to make sure that your purchase is for an amount equal to or under the balance available on your gift card.

There are pending transactions when you check the American Express Gift Card balance.Some online merchants don't charge the card until the merchandise ships, so your gift card balance may be higher than what you spent.

If you use the American Express Gift Card to buy gas from an automatic self-serve pump, the gas station may try to get an authorization for an amount higher than the balance on the gift card in order to make sure the full amount is paid.When using an American Express gift card to purchase gas, it is best to prepayment at the gas station with a cashier.

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