- Go to Settings > Wallet & Apple Pay, then turn on Apple Cash.
- In Messages, send or accept a payment. See Send and receive money with Apple Pay (U.S. only).
How do I open Apple Pay?
https://www.youtube.com/watch?v=uDQKTPuC0oA
How do you send Apple Pay?
- Open the Messages app, then start a new conversation or tap an existing one.
- Tap the Apple Pay button . If you don't see the Apple Pay button, tap. ...
- Enter the amount you want to send.
- Tap Pay, then tap the send button. ...
- Confirm your payment with Face ID, Touch ID, or your passcode.