Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 777 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders.
Can you get a mortgage with 747 credit score?
A 747 FICO® Score is considered “Very Good”. Mortgage, auto, and personal loans are easy to get with a 747 Credit Score. Lenders like to do business with borrowers that have Very Good credit because it's less risky.
What is a decent credit score to buy a car?
To get the best rates on an auto loan, you will need a credit score of at least 720 — the higher, the better. With these scores, you pose less of a risk to auto lenders, which allows them to offer you lower interest rates.Jul 25, 2021
What credit score do most car dealers use?
FICO Score 8
How common is a credit score over 800?
Only about 1 in 6 American consumers has a FICO credit score of 800 or higher. A FICO score in the mid-700s is generally considered good enough for the best rates and terms from lenders, but those with 800+ scores do have some things in common. Obviously, they don't miss payments.Jul 26, 2021
Is an 800 credit score rare?
Membership in the 800+ credit score club is quite exclusive, with fewer than 1 in 6 people boasting a score that high, according to WalletHub data. And since so few people have such high scores, lenders don't split the 800+ credit score crowd into smaller groups that get separate offers.
What percentage of the population has a credit score over 800 2020?
Only 20% of Americans have a credit score of 800 or higher. Even if you're one of the people with the best credit score in the country, you might not reach 850.Jul 29, 2020
What percentage of the population has a credit score over 820?
Can I buy a car with 737 credit score?
Can I get an auto loan with a 737 credit score? Most auto lenders will lend to someone with a 737 score. However, if you want to ensure you qualify for the best interest rates, you will want to continue improving your credit score.