Replacing a car key will cost anywhere from $50 to $600 to replace depending on what type of key you have and where you go to have the key replaced. Basic keys will be the least expensive, where as keyless entry remote can be extremely expensive to replace especially if you have a luxury brand vehicle.
Typically, no. Car insurance with roadside assistance coverage can make things easier if your keys are lost or stolen, but the cost of replacing them usually falls to you. The exception is if you have comprehensive coverage, which covers a stolen car, including its keys.
What happens if you lose your only car keys?
Traditional Car Key If you lose it: You could call a locksmith, who can come and make you a new key on the spot. In some cases—an unusual or older vehicle—a locksmith may not be able to help. You might need to buy a new ignition lock cylinder and key from the dealer or an independent repair shop.
What is the insurance coverage for loss of safe keys?
The Key Safeguard Plan will reimburse the cost of replacing your home or car keys if they are lost or stolen. The coverage, however, is limited to the charges paid to the locksmith to create a new set of keys.