How much is one billion pennies?
A RIA has a fiduciary duty to their clients, which means they have a fundamental obligation to provide investment advice that always acts in their client's best interests.
A fiduciary standard of care is laid out in the U.S. Investment Advisors Act of 1940.The standard requires the advisor to act in the best interest of the client and to eliminate or expose any potential conflicts of interest.
Exchange traded and mutual funds are part of our philosophy.Individual stocks and fixed income securities are used to compliment the index portion of a portfolio.Studies show over time.Money managers usually don't beat the performance of the benchmark.Why pay more for a lower performance?We don't use high expense assets with a sales commission.
It is the degree of personal financial relationship we have with our clients.We don't have sales quota, profit goals, hundreds of clients, or any of the other mandates large corporations place on their advisors.The relationship and results are the only metrics that matter to us.
The only compensation that GSIA can give is from the client.There is no compensation from any source.
We can have a non-intimidating, confidential and complimentary conversation.Most of our clients have a high net-worth and average portfolio size of about $850,000, so we don't set arbitrary minimums to work together.In our initial conversation, you will get some free advice.