Is my car insurance invalid if my MOT has expired?
In most cases, as soon as your MOT expires, your insurance will no longer be valid.
What happens if your MOT has expired?
If your MOT has expired then you need to get the car booked in for a fresh test and not drive it until the test has been completed. However, you can have a new MOT done up to a month before your old one expires, so you can fit the test around your busy schedule.
Does MOT fail affect insurance?
Insurance implications Driving without a valid MOT certificate is illegal and could also invalidate your insurance, leaving you open to additional prosecution if detected by the police.
Do you get 14 days grace for an MOT?
Many people believe that there is a two-week grace period for lapsed MOTs which can allow drivers a leeway period to get their vehicle booked in for their MOT test. Unfortunately, despite popular belief, the 'MOT grace period' is actually a myth.
Is my insurance valid if my MOT has run out?
In most cases, as soon as your MOT expires, your insurance will no longer be valid. It's also illegal to drive without valid insurance, so if you're caught, you can face an unlimited fine, or even disqualification from driving, plus six to eight penalty points.
Does a failed MOT go on record?
Failing the MOT You might not be allowed to drive until you fix the problems. You might also get a list of 'minor' or 'advisory' problems to monitor or fix in the future. If your vehicle fails the MOT: it will be recorded in the MOT database.