Education and Communications
Use a Debit Card to shop online.
You can make a purchase online with your card.If you use your card online, you are putting your account at risk because it is tied to your bank account.Exercise caution if you are going to use it.Better yet, consider alternative payment methods to keep your data out of the hands of criminals.
Step 1: Proceed to checkout after selecting your goods.
You can search the website for what you are looking for.There is a profile page for that item.If it's more than one, enter it in the appropriate field.Click on the item you want to add to the cart.When you're done filling your cart, click "Proceed to Checkout"Amazon has a procedure for online ordering.The general concept is the same for other companies.
Step 2: Either way, create a new account.
If you already have a personal account with that company, enter your password.To complete your purchase, sign up for a new account.All required fields should be filled in.You may be able to make a purchase as a guest without setting up a personal account.
Step 3: You can enter, confirm, or switch your shipping address.
If you are new to this site, you need to enter the address that you want your purchase shipped to.If you use more than one shipping address, double-check it.If you want this purchase shipped somewhere else, switch or enter a new one.
Step 4: You can add a new payment method.
If you want to use your debit card for the first time, you need to add a new credit card.The card number should be entered.Make sure you include your middle initial if it is included on your card, and double-check what you fill in with your name.Then enter the expiration date of the card.Clicking the "Use this Method" will add the card to your account.In order to confirm your identity, others may ask for additional information, such as the 3- or 4- digit security code on the back of your card and/or your billing address.Depending on the site, you may have to save your card information.Doing so will allow you to skip this step in the future, but it also makes your account vulnerable should anyone gain access to it.
Step 5: Pick a shipping method.
If you are going to receive your purchase in the mail, you should review what options are available to you.These will vary from company to company, so not all may apply, but you can expect choices between different carriers.Next Day, 2nd day, Ground, and Economy shipping are some of the different services.
Step 6: Before placing your order, review it.
All the information that you have entered should be correct.If you want to avoid purchasing more or less of the item in question, double check the quantity you selected.If your shipping address and method are correct, you should be able to pay with your debit card.Click "Place Order" to complete your purchase if everything is correct.
Step 7: When buying, use your own internet connection.
You run the risk of having your information stolen if you go online.Do your online shopping at home and reduce your risk of losing important financial information.If you have the internet, make sure it's password protected.Sharing financial information online is not a good idea.Free internet access.The internet is open to the public.
Step 8: Vendors should be researched before buying.
You can search online for reviews of companies that you intend to buy from.If you haven't heard of that company before, you're better off buying somewhere else.Don't assume that it's a legit business if it has a professional looking website.Since websites with common spellings of legitimate vendors are often created by scam artists, you should double-check that you typed the web address correctly.It's easy to get reviews from previous customers.If you can't find them, it's a sign that you should go somewhere else.Before you make a purchase, make sure you check who is fulfilling the order.Amazon acts as a middleman between you and a third party instead of fulfilling the order themselves.They will share your card information with a third party in order to complete your purchase.
Step 9: Clues about the site's security can be found.
Purchases are made through sites that are well protected against hacking.When you go to the checkout section, make sure to check each page for signs of strong security.There is a padlock icon in between "https" and the rest of the address.
Step 10: Take the time to check your bank account.
If you use your debit card to shop online, be aware of the account that is tied to it.You can spot fraudulent activity right away if you check your balance daily.If you don't alert your bank about fraudulent purchases within 48 hours, you will be held legally responsible for any purchases made with your card.As soon as you start using your debit card online, start checking your account every day.Even though a hacker didn't use your information immediately, they still have it at their disposal.
Step 11: You can use a pre-paid card instead of a personal one.
Go to any store that sells gift cards.Pick up an un- branded gift card from a major credit card company that is already filled with a certain amount of money.Since it is not tied to any personal information of yours, you can use it for your personal debit card.You will have to pay an activation fee when you first purchase a card.If you use your card to start a PayPal account, you can get around the restrictions on where and what it can be used for.
Step 12: You can use a credit card instead of a debit card.
Don't use the card that is tied to your bank account.Go for a credit card.If your payment method information is compromised, you won't lose any of your money.Credit card fraud can be inconvenient, but it is the credit card company who must get your money back, not you.
Step 13: You can create a PayPal account.
If your bank doesn't offer an online service, use PayPal.You can link your card with an account with them.You can use your bank account to make purchases with your PayPal account.You only have to worry about your debit card information being compromised on one site, rather than every single one that you've ever made a purchase from, because of the benefit of this.
Step 14: Use your card as a last resort.
Your checking account has a direct link to your debit card.This is the last payment method you should ever use online, because if it falls into the hands of hackers, they now have access to your money.If it is absolutely necessary, use it online.If money is stolen from your account, it's a bad thing, but it may cause other problems that will cost you more money.If you don't realize that your account has been drained, you may be hit with penalties for bounced checks or overdraft fees.
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