Western Union allows you to quickly transfer money all over the world.It is a reliable way to get money to friends and family in almost anywhere in the world.Make sure your money gets to where you want it to go by following this guide.
Step 1: Do you know who you are transferring to?
Western Union is a popular way for scam artists to get money from their victims, so make sure you know the person you are sending money to, and that you trust what the money is for.When not to send money to a grandchild, family member, or friend for an emergency situation that you haven't personally confirmed through a reliable source is one of the guidelines that Western Union has.Sending money to someone you met online is never a good idea.There is no guarantee that the person will send the purchased goods to you, so never use Western Union for internet purchases.Western Union should never be used to send money for an employment opportunity or to claim lottery winnings.You will often be asked to send money to West African countries via email.You did not win a lottery and you weren't selected by a "prince" to receive millions of dollars, so be careful if you get an email.Don't send Western Union transfers for purchases or sales on websites likecraigslist.com.Sometimes a buyer will claim to purchase something you have put up for sale and send a check for more than the price.They want you to send a Western Union transfer for the difference.This is a common scam.
Step 2: The recipient's location and name must be verified.
You need to know their location to send the money.The name on their ID will be used to verify the funds are going to the right person.Make sure that the recipient has a local Western Union that they can use, and that you can send money to their location.
Step 3: Money can be sent from a Western Union branch.
Go to your local Western Union office and fill out the necessary forms.You can send money from a branch with cash, a credit or debit card, or a bank account.The card issuer may impose a cash-advance fee if you use your credit card.Fees vary depending on where you send the money and what payment method you use.You will need the recipient's bank name, BIC and IBAN if you are transferring from one account to another.You may need more information for certain countries.Depending on location and payment method, money may be available after a few minutes.Save the number.When receiving money, the recipient will need to give this tracking code.
Step 4: You can send money through the Western Union website.
The Western Union website has a Send Money link.You can send online.Pick the way you want to pay from the form.Send the money with a credit or debit card, or with your bank account.The money can either be picked up at a Western Union branch or deposited into a bank account.The card issuer may impose a cash-advance fee if you use your credit card.To use the online transfer service, you will need to create a Western Union account.Fees vary depending on where you send the money and what payment method you use.Save the number.When receiving money, the recipient will need to give this tracking code.
Step 5: You can send money over the phone.
The website has a toll-free number for the Western Union.Provide the agent with the recipient's information, and then pay with a credit or debit card.The card issuer may impose a cash-advance fee if you use your credit card.Fees vary depending on where you send the money and what payment method you use.Save the number.When receiving money, the recipient will need to give this tracking code.
Step 6: Western Union's mobile app can be used.
Users can use the Western Union mobile app to send money, pay bills, and track sent money.The app is available on both platforms.
Step 7: Speak with them again.
Provide them with the Western Union number that they can use to pick up the money at an agent location.They will need a government-issued ID that matches the name of the intended recipient to collect the money.
Step 8: Pick up your money at your local branch.
If you want to pick up your money in person, you can go to your local Western Union.A photo ID with a name that matches the recipient is required.The nearest Western Union location can be found on their website.
Step 9: The money should be transferred to your account.
To receive money in your bank account, you need to inform the sender and give them your banking information.Your IBAN, BIC, and account number are included.The money will show up in your account a few days after the transfer.This service isn't available in your country or with your bank.
Step 10: You can get a Western Union card for free.
The card will allow you to receive money and then use it for purchases and payments.Once you register the card, you can log in to your Western Union account to have the money loaded onto your card.Money can be loaded onto the card by phone.
Step 11: You can receive money on the phone.
Some carriers allow the transfer of funds directly to a mobile wallet on a cell phone.Western Union's website has more information.