Not all lenders report to all three major CRAs. The FICO® Score that we provide to you is based on data from your Equifax® report as of the 'pulled on date' shown with your score.
What credit score is needed for HSBC Mastercard?
750 is the minimum Cibil Score required for HSBC Credit Card. If your score is between 650 to 750 then there are some chances of getting a credit card but you will not get a high credit limit.
Does HSBC use Equifax?
Equifax works with HSBC UK on first live open banking credit application solution. HSBC UK has created the first live use case of open banking for credit applications using the InterConnect platform from Equifax, the consumer and business insights expert.
Will I get approved with a 700 credit score?
A 700 credit score is considered a good credit score by many lenders. “Good” score range identified based on 2021 Credit Karma data. It can mean you're more likely to be approved when you apply for a credit card or loan. Good credit can also help you qualify for lower interest rates and better loan terms.1 Apr 2021
Can I buy a house with 770 credit score?
If your credit score is above 580, you're in the realm of mortgage eligibility. With a score above 620 you should have no problem getting credit-approved to buy a house.19 Jan 2021
What is a Good acceptable credit score?
670 to 739
What is a decent average credit score?
Generally speaking, scores between 690 and 719 are considered good credit on the commonly used 300-850 credit score range. Scores above 720 are considered excellent, while scores between 630 and 689 are considered fair. Scores below 630 fall into the bad credit range.12 Nov 2021
Is a credit score of 8 bad?
For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750.
Which UK banks use Equifax?
- Barclays.
- Halifax & Bank of Scotland.
- HSBC.
- Natwest.
- RBS.
What banks use Equifax only?
PenFed Credit Union is the only loan company that uses only your Equifax credit data. In most cases, you won't be able to determine beforehand which credit bureaus your lender will use. In some cases, lenders will pull your credit report from two or even all three major credit bureaus.12 May 2020