In the U.S. there are several different credit bureaus, but only three that are of major national significance: Equifax, Experian, and TransUnion. This trio dominates the market for collecting, analyzing, and disbursing information about consumers in the credit markets.
Which credit system is most accurate?
FICO credit score
Why does TransUnion give me a lower credit score?
Your credit scores are calculated using information in your credit reports, so it's normal to see your score change as lenders provide updates to that information. A slight drop in your score may not be cause for worry, especially if you're consistently practicing good credit health habits.16 jul 2020
Who has the most accurate credit score?
FICO scores are used in over 90% of lending decisions making the FICO® Basic, Advanced and Premier services the most accurate for credit score updates.